Whole Life

    Sensible Benefits are available to you from Transamerica Life.  The Plan is a payroll deducted program provided by your employer so that you may purchase Whole Life type coverage while you are working and have the premiums deducted from your payroll check. You may design your policy to fit your needs such as Benefit amount and Premium Level. You may also change these benefits from time to time as you need.

     You may purchase a policy on yourself, from $25,000 to $100,000 Simplified Issue,  Spouse $15,000 and up to $100,000 Simplifies Issue, but based on Age for GIO, Children may be covered under their own policy from Age 6 months to 25 at this time.  You may add Children coverage as a Rider to any Plan for $10,000 each for an additional premium, Your policy will build up values and long term life insurance. Benefits can be set up in addition to any other Life Insurance you have with DCBOE. 

      Your policy will be based on your current age, unisex rates,  smoker or nonsmoker and the amount of coverage you wish. Contact me for a Specific proposal just for you! e-mail: georgedanieljr@gmail.com

 Sensible Benefits

Why not purchase a Permanent Life Policy now at your current age rather than waiting until you retire! The cost would be much less now, than when you retire from 55-65! If you start now, you can keep the same premium at your current age for life and your coverage will be guaranteed. We can Children Coverage to Age 25 of $10,000 each. Also waiver of premium may be included. We can also write Children & grandchildren their own policy.

You have the guaranteed option to take this coverage with you when you leave employment at the same rate.


Down Arror

See Forms Below

Whole Life Insurance 

Whole Life Application
Whole Life Summary of Benefits with Rates
Whole Life Rate Sheet 25-100 N/S
Whole Life Rate Sheets All
Whole Life Flyer
Whole Life Rates – $15,000 – $20,000 – $25,000

Whole Life Application On Line Enroll_button

Older Forms Below: Grange Life Forms below:

Employee Exit Forms & EFT Bank Draft Form

Sensible Benefits Conversion Application 

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