Short Term Disability

The Decatur County School System offers their employee’s, Voluntary Short Term Disability Benefits with a waiting period of 0 days for a injury and 7 days for a sicknessThese benefits may last up to 6 months. In the event you are hospitalized, your benefits will start immediately. Inpatient means a insured who is physically confined in a hospital for an overnight stay.

          The minimum monthly benefit is 25% of the gross benefit regardless of the amount of income from other sources. No benefits are paid for disabilities that commence within 12 months of your effective date that are pre-existing. Please see Summary of Insurance below for definitions.

          Benefits start at a minimum of $300 a month and may go up to $5,000 a month based on your salary. (Please see chart for Salary & Premiums). The Guarantee Issue limit for new employees is up to $2,000 Benefit.

Please Submit all claims to:

Disability RMS
1 Riverfront Plaza
Westbrook,  Maine  04092-9700

Fax Claims to: 866-376-9480 or 207-591-3048
Call for Claims at : 866-376-9478


Short Term Disability Enrollment Forms

Short Term Disability – Online Application 
Short Term Disability Application – PDF
Summary of Benefits – STD
Claim Form – Short Term Disability

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