The Decatur County School System offers their employee’s, Voluntary Short Term Disability Benefits with a waiting period of 0 days for a injury and 7 days for a sickness. These benefits may last up to 6 months. In the event you are hospitalized, your benefits will start immediately. Inpatient means a insured who is physically confined in a hospital for an overnight stay.
The minimum monthly benefit is 25% of the gross benefit regardless of the amount of income from other sources. No benefits are paid for disabilities that commence within 12 months of your effective date that are pre-existing. Please see Summary of Insurance below for definitions.
Benefits start at a minimum of $300 a month and may go up to $5,000 a month based on your salary. (Please see chart for Salary & Premiums). The Guarantee Issue limit for new employees is up to $2,000 Benefit.
Please Submit all claims to:
1 Riverfront Plaza
Westbrook, Maine 04092-9700
Fax Claims to: 866-376-9480 or 207-591-3048
Call for Claims at : 866-376-9478